Which have professional mortgage lenders at each and every part workplace, local mortgage servicing, in addition to ability to incorporate on the internet or perhaps in-person, Westfield Bank now offers a better way to purchase, generate, or re-finance.
Contemplating to get a home? Take advantage of the Lock & Shop system! Once you have come prequalified, you are getting an acceptance page you to pledges their interest for thirty day period to help you shop with confidence. Begin now! Follow this link to use on the internet, otherwise call any one of the useful Home loan Officers shown below.
Special applications getting veterans, basic responders and you may basic-date homebuyers. Be sure to inquire us the way we makes it possible to score an effective rate and you may save on settlement costs!
At the Westfield Financial, we are going to be to you each step of your treatment for be certain that a simple, effortless, and you will stress-free feel. Allowed family!
Home loan Facts
- Fixed-Rate
- Changeable Rate
- First-Date Homeowners
- Design & Homes Fund
- Financing Money
- Earliest Responders & Pros
Fixed-Speed Mortgages
With fixed rates and terminology, Fixed-Price Mortgage loans supply the satisfaction of a predetermined monthly commission on the life of the borrowed funds. Fixed-Price Mortgage loans can be used for first otherwise supplementary residences.
Varying Speed Mortgages
Designed to bring buyers having down monthly premiums, Adjustable Rates Mortgages enjoys interest levels which can be fixed having an enthusiastic very first title following modified sometimes after that. Available for no. 1 otherwise secondary residences, we offer numerous changeable rate conditions.
First-Date Homeowners Applications
Seeking your first home? Westfield Lender will provide you with the flexibleness to apply for property financing on the internet, personally, or both. Which is good. Today, we have been in addition to offering earliest-big date homeowners $five-hundred from settlement costs. That’s finest!
Featuring low-down payments and you can unique capital words, the Very first-Date Homebuyer Applications are made to create purchasing your basic home simpler and reasonable. Getting a small date, the audience is and come up with you to definitely first family purchase much easier because of the stretching a beneficial $five hundred bank borrowing on settlement costs into any recognized financial when you use that have Westfield Financial.
*Borrower will have good $five hundred lender credit into settlement costs in the closure. Subject to underwriting and you can mortgage recognition. Property must be situated in Massachusetts otherwise Connecticut. Refinances out of current Westfield Loans from banks commonly qualified. Tends to be along side https://servicecashadvance.com/installment-loans-fl/ almost every other now offers. Give is rescinded when.
Design Loans
Strengthening property is an elaborate techniques. I help each step of the means to fix create your build resource feel just like the worry-free as possible-out of start to completing nails.
- You to definitely degree plus one closure
- Interest-simply payments while in the several-times construction months
- Fixed-rate otherwise adjustable speed financial alternatives
Belongings Fund
Discover the perfect destination to create your new home? That have an area Financing out of Westfield Lender, you can funds the acquisition off home to create towards. Restriction loan-to-well worth (LTV) are 80% that have attention-just costs for a few decades.
Capital Finance
Looking to buy belongings since the a financial investment? Our very own Financial support Finance are an easy way to finance low-manager occupied qualities.
Energetic armed forces, experts, and you may earliest responders, you create the communities finest. Thus, we’re providing $500 from closing costs while making their home loan experience most useful.
Westfield Financial appreciates the service and you can lose of your region’s uniformed provider benefits, from energetic and you can retired armed forces servicepeople to help you police, firefighters, and EMTs. This is why we’re extending a beneficial $five hundred bank borrowing from the bank to your financial closing costs.
*Borrower will receive a good $five hundred lender borrowing into the closing costs during the closing. At the mercy of underwriting and you will financing recognition. Possessions need to be situated in Massachusetts or Connecticut. Refinances out-of latest Westfield Loans commonly qualified. Give are rescinded at any time.